<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!--
    Canonical pages available without an account. Hash links are omitted because
    they are not standalone URLs, and private API/admin paths remain excluded.
  -->

  <!-- Landing page — primary SEO target -->
  <url>
    <loc>https://app.beelinger.com/</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- AI personal assistant -->
  <url>
    <loc>https://app.beelinger.com/ai-coach</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Core budgeting product pages -->
  <url>
    <loc>https://app.beelinger.com/dashboard</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://app.beelinger.com/budget</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://app.beelinger.com/transactions</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://app.beelinger.com/goals</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://app.beelinger.com/education</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://app.beelinger.com/net-worth</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://app.beelinger.com/portfolio</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

</urlset>
